A small visit to emergency room or your bad health report shown by doctor may result in hefty medical bills. Even if you have medical insurance, you might end up with terrible debt because of your critical illness. In such cases, paying off medical bills with the use of credit card is best alternative, as hospitals are also making an idea of payment using credit card more attractive. In fact, most of the hospitals are offering sound discounts to people who pay their hospital bills using credit cards. By encouraging individuals to make payment through credit card helps them in receiving bills right away and they don’t have to worry about any unpaid collections. Here is the comparison of features and charges associated with hospital credit cards of different companies-
• Bangkok Bank Platinum Bumrungrad Hospital Credit Card: Annual fee for first year and entry fee will be waived off for supplementary as well as principal cardholders. If customer spends up to 150,000Bt every year, then annual fees are waived off for that respective year. For spending 25Bt through this card, customer can earn reward points than can be redeem at any point of time. This Hospital credit card provides double points after spending in Thailand or in any overseas hospital. Customer can avail triple points, if he spends at Bumrungrad Hospital. Car holder can get travel insurance protection up to 200,000 USD for entire family, when travelling domestically or overseas. Card holders who enroll for Bumrungrad Hospital’s Healthy Living Club can avail health check-ups vouchers of worth 6,300Bt.
• ABN AMRO Max Healthcare Wellness Credit Card: This hospital credit card offers several reward programs like healthcare discount up to 50%, free health screening, emergency cash withdrawal facility of Rs. 50,000 for medical necessity and 0% fuel surcharge at every outlet. This card charges 750 Rs annual fee and joining fee of Rs 295. It provides interest free purchases for 50 days.
Some health care providers commit unfair billing practices that make financial trouble faced by patients more severe. Except few billionaires, each American is only one step away from bankruptcy because of critical illness. That’s the reason, why hospital credit card got so much importance, which help patient in meeting their hospital bills during crucial times.
