Most of the credit card companies provide travel credit cards to their customers who are frequent flyers. Travel credit cards offer many benefits and rewards to customer, who not only travel in different places but also need other transportation and accommodation incentives. While selecting a travel credit card, the crucial thing you must check is the limitation of that card. It includes offers that are restricted to specific area or country. Some credit card company offer discount on airline tickets, but these offers are again limited to specific days. So, if you busy in frequent travelling and want to select perfect travel credit card, then select one which doesn’t have such limitations. Here is the comparison of features and charges associated with travel credit cards of different companies-
• Miles by Discover Card: This travel credit card offers outstanding rewards without any annual fee and rewards redemption fee. It doesn’t charge any intro APR on balance transfer or purchases made for initial six months. After completion of grace period, variable APR from 10.99% to 16.99% will be applied. Customer can get 1 mile on every dollar he spends, which can be redeemed in different ways like merchandise, travel credits, gift cards or cash back. Card holder also gets secondary collision damage insurance if he rents a car. There are no restrictions on travel and card holder can travel through any airline or book any restaurants of his choice.
• Chase Sapphire Preferred Card: Customer can avail 50,000 bonus points when he spends $3,000 for initial 3 months. This travel credit card provides 2 points on a dollar spent on dining or travel and 1 point on a dollar consumed for other purchases. For first year this card doesn’t charge any annual fee, but from second year onwards $95 annual fee will be charged. Car holder can also get 7% dividend on reward points earned every year.
• United Mileage plus Explorer Card: Customer can get 2 miles for a dollar spend on travel ticket purchased from Continental region and 1 mile for a dollar spent from everywhere else. Card holder can avail bonus miles up to 40,000. For first year, this card doesn’t charge any annual fee, but from second year onwards customer needs to pay $95.
Some people have dream of travelling entire world, but are not able to fulfill their dreams, as they can’t afford it. They can think of applying for travel credit card and enjoy its benefit to the fullest extent while travelling.
